Are passive programs worth it?

I have been pondering when to do a post on passive programs here. I decided now was the time.

You may see these programs on the net. My experience with them is that they have a LOT of ups and downs with them. Because once you put your money in, you can do nothing to change anything. These seems like a good thing if you have no confidence in your ability to recruit or sell. But the inability to change anything means that when things go wrong you are in a helpless spot.

My advice here is to treat them like you would if you were investing. Due your due dilligence, and then only put in what you can afford to lose, and then wait. Don't panic, and know you can lose the money going in. Even autosurfs here would qualify.